Dental benefits are designed to save you money, but you may have to pay additional expenses outside your monthly premium, also known as “out-of-pocket” costs. 5 things factor into these expenses: 1. Coverage Dental coverage depends on your dental plan’s specific design. … [Read more...]
3 Reasons You Should Care About Open Enrollment
When that “Open Enrollment” email from HR appears in your inbox, it may be tempting to just delete it. You’re happy enough with your coverage; why change anything now? But not so fast! Open enrollment provides employees the opportunity to select different benefits for the … [Read more...]
Caught in the Middle: Insurance Tips for the Sandwich Generation
It seems strange to place middle-aged adults in the same category as BLTs and PB&Js. But instead of 2 slices of bread, adults are finding themselves financially “sandwiched” between 2 generations: their children and aging parents. This dual responsibility isn’t new, but … [Read more...]
Which Benefit Plan is not like the Other? The Differences Between Medical and Dental Coverage
Tomato, tomahto. Potayto, potahto. Medical, dental. What’s the difference? Should we just call the whole thing off? The truth is, dentists and doctors care for you in different ways. Dental and medical plans are designed differently in order to be effective. • Medical … [Read more...]
Dental 911! Coverage and an After-Hours Emergency
No one wishes for a knocked-out tooth. But the truth is – it can happen. Expect the unexpected! In case of (dental) emergency: 1. STOP and dial your dentist. Your regular dentist should be your first call. Get your dentist’s digits now…before an accident happens. Find out how to … [Read more...]
