When that “Open Enrollment” email from HR appears in your inbox, it may be tempting to just delete it. You’re happy enough with your coverage; why change anything now? But not so fast! Open enrollment provides employees the opportunity to select different benefits for the … [Read more...]
Navigate the Medicare Dental Dilemma
Emotions run high for pre-retirees. The retirement cloud comes in 2 forms—one part white and fluffy (no more work!) — another dark and ominous (no more benefits?). Medicare doesn’t cover dental—including procedures, care or devices. Medicare will only cover it if it’s required … [Read more...]
3 Benefit Options if You Lose Your Job
Whether you’ve been laid off or terminated, losing a job is stressful. Aside from income insecurity, you have health and dental insurance to worry about. Here are 3 options to consider during your employment transition: 1. Use it before you lose it. Learn when your benefits … [Read more...]
Caught in the Middle: Insurance Tips for the Sandwich Generation
It seems strange to place middle-aged adults in the same category as BLTs and PB&Js. But instead of 2 slices of bread, adults are finding themselves financially “sandwiched” between 2 generations: their children and aging parents. This dual responsibility isn’t new, but … [Read more...]
Which Benefit Plan is not like the Other? The Differences Between Medical and Dental Coverage
Tomato, tomahto. Potayto, potahto. Medical, dental. What’s the difference? Should we just call the whole thing off? The truth is, dentists and doctors care for you in different ways. Dental and medical plans are designed differently in order to be effective. • Medical … [Read more...]