If you and your partner both have insurance plans, you may be able to coordinate your benefits. Learn more about COB, how it could benefit you with our coordination of benefits example: What is COB? Coordination of benefits (COB) is when you have more than one dental … [Read more...]
The Difference Between Deductible and Maximum Out-of-Pocket
96% of Americans find insurance confusing, which affects understanding and preparing for out-of-pocket costs. A common misunderstanding is the difference between deductible and maximum out-of-pocket. So, what’s the difference? Your deductible is the amount you’ll pay for … [Read more...]
What to Expect with Cosmetic Dentistry and Your Dental Benefits
From crowns and caps to braces and bridges, how does coverage work with cosmetic dentistry? A breakdown of the basics: What’s considered cosmetic? ADA defines cosmetic dentistry as work that is done “solely for the purpose of improving the appearance when form and function are … [Read more...]
Summer Coverage Checklist: Work Now, Smile Later
While enjoying a backyard barbecue, do you typically think about your dental coverage? Wait—you don’t? Fear not. We have you covered like a 4th of July marinade. Use our dental benefits summer checklist: Make Qualifying Coverage Changes Summer is the season for weddings, … [Read more...]
Out-Of-Pocket Costs: 5 Things to Know
Dental benefits are designed to save you money, but you may have to pay additional expenses outside your monthly premium, also known as “out-of-pocket” costs. 5 things factor into these expenses: 1. Coverage Dental coverage depends on your dental plan’s specific design. … [Read more...]
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